Flywire’s Growth Slows, Stock Plunges Nearly 40%
Feb 27, 2025
Flywire posted solid Q4 and annual results, with revenue up 22% and strong cash flows. Education payments remain its largest segment at 77%, while travel has grown to 13%. However, weak forward guidance of 10-12% growth—well below the 20%+ expected—sent the stock tumbling nearly 50% this year. The slowdown stems from education payment policy changes in Canada and Australia. In response, Flywire is conducting an "operational and business portfolio overview" (essentially tightening expenses) and expanding into travel with its Sertifi acquisition (a hotel property management integrator). While the sell-off seems overdone—our fair value is $15.50—Flywire isn’t a top conviction pick, and we may revisit it for a sell depending on how the year unfolds.
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